What do you need to get a loan from us?
If you live and work in the Saint Louis, MO Metro Area (including parts of Illinois), you may be eligible to get a loan from us. The first step is to fill out the application on this website. As soon as we review the application we will email you a detailed sheet with our requirements, so look for that email from us !
We always require that you have either a full time job, social security or VA benefits or income from a pension. We also require direct deposit into a checking account. There are several things that can stop you from getting a loan, but below is a general list of what you may need to provide. We will let you know exactly what we need after we review your application.
1A. If you have a full time job we will need printed copies of your 2 most recent paycheck stubs.
1B. If you receive Social Security Benefits for yourself, a pension or VA Benefits, we will need a printed copy of your current award letter from Social Security, The VA or your pension.
2. We always need a printed copy of your most recent Monthly Bank Statement
3. We need the Debit Card from the checking account above
4. We always need a Printed Paper Check or printed Direct Deposit / ACH Form from your checking account
5. We also need Valid State ID or Driver's License
6. Sometimes we need a utility bill.
7. If you have filed bankruptcy you must bring printed proof that it was discharged at least 6 months prior to application date.
· Your final approval and exact loan amount won’t be determined until you bring your documents to our office and we have verified your information and your bank account documents.
· All documents must printed and brought in person to our office, please do not email documents!
· If you have all of these documents and meet the criteria, the next step is to give us a call at 314-436-5600 for more detailed information and to set up a time to come in.
· We are located in a secure building and will give you entrance instructions if we move forward.